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Buying A Home To Buy or Build a Home: Which is Cheaper? Now that you’ve finally managed to save up a substantial amount of money for your dream house, you may be wondering whether it’s cheaper to buy or build a home. There isn’t one clear-cut answer. Some experts believe that buying a house is cheaper, while others maintain that building a house is more affordable. We’ve […]
Real Estate News and Trends Design Trends for 2023 – More is Everything A common regret around taking down the holiday decorations is how bare the home looks suddenly. Fortunately for anyone ready to upgrade their design in 2023, new trends are offering more comfort and coziness than we’ve seen lately. For the past few years, home designers have created a blend of minimalism and simplicity in their […]
Real Estate News and Trends Seller Concession Limits The real estate market is shifting. In some areas of the country, it has flipped to a strong buyer’s market. Sellers challenged by this change are looking for creative ways to attract buyers. In addition, buyers suddenly in the driver’s seat are asking for more concessions from sellers than ever before. Seller concessions are a […]
Real Estate News and Trends 6 Factors That Could Damage Your Credit Score Having good credit is essential for a number of aspects of your life, ranging from the interest rate on a car loan or credit card to background checks for employment. Poor credit can be incredibly expensive, costing you thousands of dollars in higher interest rates over the course of a home loan. Fortunately, with proper […]
Real Estate News and Trends Are Adjustable-Rate Mortgages Making a Comeback? Homebuyers have had a rough time lately. First, the frenzied housing market stymied so many offers and caused frustration due to lack of inventory. Now that the pace and prices are starting to drop, interest rates have ticked up to alarming levels. While some buyers are postponing their purchase, those still in the market are […]
Real Estate News and Trends Should I Move For My Job? The question of moving for a new job is not uncommon. In the past few years, more and more companies are moving their entire operations out of high-tax states to those more business-friendly. Possible work-from-home options further complicate the decision to move with your company. So, should you move when your company does? Things to […]
Buying A Home Inflation is Rising – Should I Still Buy a Home? World events and government spending has led to soaring inflation. The Federal Reserve has only one tool in its arsenal to curb and reduce this trend – raising interest rates. While contemporary home buyers are accustomed to interest rates in the 2-4%, older homeowners remember being excited to get one as low as 8%. As […]
Selling A Home Slowing Real Estate Market – What You Need to Know as a FSBO Seller For the past few years, the real estate market has been red hot. The strong seller’s market was fueled by low interest rates and the intense focus on our home environment brought on by the lockdowns of the pandemic. As more companies adjusted to allow a more flexible work-from-home option, people were able to move […]
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Buying A Home After the Home Inspection – What’s Really Important? An important part of the home buying process is having a professional home inspection. Even homes listed “as is” should have an inspection if only to understand what “as is” means. A comprehensive home inspection will examine all major systems, such as heating, cooling, electrical, and plumbing. The inspector will also look for signs of […]
Real Estate News and Trends Do You Need a Backup Generator for Your Home? Many people live where power outages occur quite often. This can be caused by storms or simply an unreliable power grid. If you experience regular power outages, you may be wondering if you need a backup generator. Here are some considerations for you to think about before you buy. You May Need a Back-up Generator […]
Buying A Home Two Ways Homebuyers Can Win in Today’s Market It’s no secret that many prospective homebuyers are finding the current real estate market challenging. One of the more unexpected consequences of the Covid pandemic was the hyper-focus on one’s home. This has resulted in a robust market where sellers are seeing advancing home sales prices and multiple offers. While competition is fierce, clearly for […]
Real Estate News and Trends Additional Criteria When Hiring a Listing Agent Most sellers spend a long time considering whether they should sell their home. These same people who have considered all the financial and personal pros and cons of moving hire the first real estate agent they like. While certainly it’s important to find an agent you can communicate with, the right agent brings more than […]
Buying A Home Should I Use My 401k to Buy a Home? Buying a home can be a financial stretch. With soaring home values and rising interest rates, many potential first time home buyers find saving for a down payment increasingly difficult. For many people, the main source of savings is in the form of a 401k and tapping into this resource for a home purchase is […]
Real Estate News and Trends Still Renting Your Home? 4 Facts That Might Change Each year, home renters face the question of whether to renew their lease for another year or determine it is time to buy a home of their own. Over the past couple of years, the US housing market has changed dramatically as home values have soared and interest rates have remained low. So, if you […]