Introducing Market Ready Concierge
Selling a home costs money. Market Ready Concierge,
powered by Notable, helps sellers get move-in ready with
fast, flexible funds for $0 upfront.
How It Works
With Market Ready Concierge Selling, sellers can fund the pre listing home improvements they need to help maximize their home sale (up to $75,000 - amount varies based on FICO). Whether it's for a quick refresh, a must-fix repair or a kitchen remodel, Market Ready Concierge can help sellers move forward with less stress and reduced financial friction.
The program covers many pre-listing home-selling expenses and has no restrictions on which home improvement vendors sellers work with. And best of all, sellers pay nothing upfront - everything is settled during the closing process.
Highlights
- Up to $75,000 (unsecured) with nothing due until closing, or at 12 months if the home doesn't sell
- Most home-selling expenses covered with no vendor restrictions
- Repaid through the closing process
How It Benefits You
Potential to win more listings: Help get eligible sellers market-ready without upfront costs.
Unlock client access to fast, flexible funds: Whether sellers need a quick refresh, an essential repair, or a strategic upgrade, Market Ready Concierge gives them access to fast, flexible funds that can reduce financial friction and improve the home-selling experience.
Potential to increase commission and seller results: By helping fund updates to make the home market-ready, the program can help homes list stronger and potentially sell for more.
Qualification And Costs
Qualifications for a Market Ready Concierge loan:
- 680+ FICO for up to $50k
- 780+ FICO for up to $75k
- List price under $4M
- Sufficient equity in the home
- Listing agreement in place
- Additional qualifications may apply
Cost to clients:
- Interest from 0.75%/mo (8.99% APR) to 1.42%/mo (16.99% APR)
- A $499 origination fee
- No monthly payments - zero due until closing
Most homes sell in about 3 months. If for example, the customer's interest rate is 12% annually (approximately 1% monthly interest) and the home sells in 3 months, the customer will pay 3% interest at closing, only on what they actually spend.
